The Manila Electric Company, also known as Meralco (stylized in its logo as MERALCO), is the Philippines' largest distributor of electrical power. It is Metro Manila's only electric power distributor and holds the power distribution franchise for 22 cities and 89 municipalities, including the whole of the National Capital Region and the exurbs that form Mega Manila.
The Metropolitan Bank and Trust Company, commonly known as Metrobank, is the second largest bank in the Philippines.
In this digital world, there are several ways to conveniently pay your bills, buying cellphone air time/sms load and other things, conveniently from your home, anytime, or anywhere.
There are several other ways to pay your Meralco bills - over the internet and over the counter facilities. You can pay your Meralco bills via BDO, BPI, Metrobank and other banks via the internet using their mobile app or on a browser using your laptop, PC, tablet or phone. You can also pay your bills via ATM. Also, you want to try paying via Coins.ph app/browser.
This particular blog post is your guide in paying your Meralco bill using a laptop or PC browser on Metrobank Direct. Please note that I am using a Google Chrome Browser. You can also use the Internet Explorer, Safari or other browsers. I also assume that you have a sufficient balance from your bank account and with Metrobank Direct account (Metrobank Online Account).
I would like to put a note on safety precautions in paying bills online. Since you are using the internet it is always a good idea to do some security checks before doing an online financial transactions.
- Do not use public internet cafes PCs when doing banking online transactions.
- Do not connect using public wifi while logging in to bank account online. Use your mobile data connection or private wifi.
- When logging in, make sure your are getting the correct URL from the bank websites. You can also carefully type the address with HTTPS as internet protocol.
- If you are using your personal PC, it is always good practice to bookmark the correct internet address of the bank. For future transactions.
Let's begin!
1. Login to Metrobank Direct: https://personal.metrobankdirect.com/
2. After hitting the send/enter key, you will be redirected to the website's complete address, changing the address bar into to like the picture shown below. A padlock, the Metropolitan Bank and Trust Company [PH], in green text. If not, please do not continue login and call for help.
3. Fill the 'User ID:' and 'Password:' and click Login.
4. From Deposit Accounts tab > eBanking Solutions Left Panel. Click 'Pay Bills'.
5. If your bill is not yet enrolled (I will post another blog on how to enroll your bills from Metrobank Direct; with this, when paying you don't have to key in everything manually every time), you can go directly to Special Biller and choose the following:
- Category: Utilities
- Biller: Meralco
Fill the following:
- Subscriber/ Account No.: <ATM/Phone Reference No from Meralco Bill>
- Reference No.: <>
- Phone No.: <Your contact # - Mobile # or Land Line>
You can find the ATM/Phone Reference No at the bottom left corner of your bill:
Select Account to Debit: If you more than one account in your Metrobank Direct, choose which account you want to debit your bill. In this case, I only have one registered and it is automatically chosen. I delete my account # and balance. :)
Enter Amount: Enter the amount due from your current bill. Don't use commas if your bill is more than 999.00. Remember to put ONLY exact amount shown from your bill else you will not be able to continue.
Select Payment Type: You can pay it Immediate or Scheduled.
- Immediate, is when you clicked Continue and confirmed the transaction, it will automatically debited.
- Scheduled, is where when you would like to schedule the payment of your bill in on specified date.
Remarks: You can put a note in anything you want.
And you click Continue when done.
6. Check and validate if the information is accurate and correct, click 'Confirm'.
7. You will receive your Transaction Reference No. and other information from the Transaction Acknowledgement. It is best to take a screenshot of this window as your payment reference.
8. You are done. You can now logoff from your Metrobank Direct account and will show transaction history for the session.
If you find this helpful, please share and/or leave a comment. You have a doubt of what you are doing, you can always dial Metrobank Customer Care Desk at (632) 8700-700. They are available 24 hours, 7 days a week, whole year.
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DeleteI've tried this and did not work. The correct way is to use the ATM/Phone Reference No. FOR BOTH Subscriber/Account No. and Reference No. Hope this helps!
ReplyDeleteAre you sure about that? The ATM/Phone Reference number changes every month.
DeleteAs an aside, I first used the Meralco-provided Account Number for Subscriber/Account No, and the Service ID Number for the Reference number. Metrobank was OK with that.
Then it occurred to me that something was off, and I tried Meralco's ATM/Phone Reference number for both Metrobank Subscriber/Account and Reference Numbers. Again, Metrobank accepted the entries.
Just wish both Meralco and Metrobank were clearer about how to enroll Meralco accounts, and make payments. Meralco simply provides a link to Bancnet and to Bayad Centers, with no instructions on how to pay.
In that regard, BDO is way clearer, and easier — you only have to provide the last five digits of the ATM/Phone Reference number
I should clarify that the last five digits of Meralco's ATM/Phone Reference number change from month to month — mine starts with a zero, followed by a dash, then the 10-digit Account Number, and finally the five digits that change every month.
DeleteThis month is the first I'm paying through Metrobank. What I'm hoping is that the Metrobank and Meralco systems talk to each other so the latter knows what I'm paying through the former
May I know how many digits the account number should be? I tried all possible ways but it keeps telling me that I entered an invalid one. Please help!
DeleteMarvin Marsan,
DeleteAs shown above, use the entire number of 'ATM / Phone reference number' from your Meralco bill as 'Subscriber | Account Number'. Also, make sure that you are paying the exact amount from your month's bill.
It is also important to note that that bill you are paying is not yet out of due date, else, you have to go to Meralco payment center to settle your account.
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ReplyDeleteeven everything was entered right, still it wont work and it always say "invalid subscriber number". What seems to be the problem here?...had tried many times already and still it wont work.
ReplyDeleteSadly inefficient. I wonder who's the brainchild behind Metrobank's useless online portal?
ReplyDeleteIf you pay peanuts you get monkeys.
how do you register with an ATM/phone ref number that changes every month? The next month it will be obsolete. What BDO does is that you are asked to register with your subscriber/account number and every time you pay you are asked the last5 digits of the atm/ref number of the bill you are paying.
ReplyDeleteWhat if you made a mistake in typing in the number and happens to be another valid account number? Metrobank does not feedback other details such as the subscriber's name so that you can verify. They just give you a debit memo number with the account number you typed in.
One problem too is with meralco. Why is the billing date too close to the last payment date? If there is a problem in the payment transaction, chances are you will receive a disconnection notice.
Thank you, it helped and payment went through after how many tries of invalid subscriber number. Subscriber/Account number is ATM/Reference number, Reference is blank and must put in exact amount of bill with cents and not past due. It worked. Thank you hope this helps
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ReplyDeleteGood day everyone,my name is Sandra from USA i am here to testify about how i got a real and working blank ATM card from a good hacker on the internet, i was very poor before and i have been unemployed since 2015, i came across a post on the internet concerning the blank ATM card and i decided to give it a try,i agreed to the terms and conditions to receive the card. it worked like magic when i received this card and i was able to withdraw 5000$ daily with this card, i have a car of my own now and i have gotten a house too. if you need a real blank ATM card, contact this good hacker on his email: mrfrankblankatmcard@gmail.com i post this here because i know you can also be favoured by this testimony.thanks
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ReplyDeleteI was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (officialhackingcompany@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via:
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Hi, I just want to share my experience with everyone. I have been hearing about this blank ATM card for a while and I never really paid any interest to it because of my doubts. Until one day I discovered a hacking Mr Micheal. he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that it's a card programmed for only money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and I still had my doubts. Then I gave it a try and asked for the card and agreed to their terms and conditions.. Four days later I received my card and tried with the closest ATM machine close to me, to my greatest surprise It worked like magic. I was able to withdraw up to $38,000 daily. ATM has really changed my life. If you want to contact them, Here is the email : mrmichealblankatmcard@gmail.com
ReplyDeleteI was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (officialhackingcompany@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich.Email: officialhackingcompany@gmail.com website: https://official-hacking-company.jimdosite.com/
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ReplyDeleteCool way to have financial freedom!!! Are you tired of living a poor life, here is the opportunity you have been waiting for. Get the new ATM BLANK CARD that can hack any ATM MACHINE and withdraw money from any account. You do not require anybody’s account number before you can use it. Although you and I knows that its illegal,there is no risk using it. It has SPECIAL FEATURES, that makes the machine unable to detect this very card,and its transaction can’t be traced .You can use it anywhere in the world. With this card,you can withdraw nothing less than $4,500 a day. So to get the card,reach the hackers via email address : besthackersworld58@gmail.com or whatsapp him on +1(323)-723-2568
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ReplyDeleteI just got mine few days ago and am very glad because with this card i can withdraw $5000 per day and have been able to pay all my bills and my wife surgery , it has been so hard for me ever since i lost my job 4 months ago , i try to apply for loans but i was rejected twice before a friend of mine gave me Oscar white mobile number and email address to contact him about the blank ATM card . at first i was scared if the card is real , i took the risk and today am happily rich and i can purchase whatever i care to have , thanks Mr Oscar White ,If you are also in need of money kindly contact Mr Oscar white @ whats-app: +1(323)-362-2310 email: oscarwhitehackersworld@gmail.com
LEGIT COMPANY WERE YOU CAN GET BLANK ATM CARD. I was searching for loan to sort out my bills & debts, then i saw comments about Blank ATM Card that can be hacked and withdraw money from any ATM machines around you anywhere in the world . I doubted thus but decided to give it a try by contacting united blank ATM hack card they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with $20,000 so i requested for one & paid the delivery fee to obtain the card, after 72 hours later, i was shock to see the Courier agent in my resident with a parcel {card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. Contact these email if you wants to get rich with this. globalatmcardhackingservice@gmail.com
ReplyDeleteOFFICIAL HACKING COMPANY IS THE BEST COMPANY TO BUY BLANK ATM CARD FROM.I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (officialhackingcompany@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich.Email: officialhackingcompany@gmail.com website: https://official-hacking-company.jimdosite.com/
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I am Charlotte Andrew from Idaho, United States of America,
This blank ATM card is so great i just ordered for another card last week during this hard times it just got delivered to me today this is the second time am using this electronic card please don't ever think this is scam i was one's scam trying to get this card by a man name Philips he took away my $2000 and didn't deliver my card, a family friend recently introduced me to a real hacker that help them, she introduce us to them October after i lost my job and my husband divorced me I could not take good care of myself and the kids i started looking for another good job was fucking hell, i contact them and i paid for the one i could afford then which enables me withdraw free $5000 daily in any ATM machine it works like magic without trace or getting arrested , in 2 working day's the card was sent down to my address here in Idaho this hack card enables you to make withdraws on any ATM card in the world without having any cash in account or even having any bank account you can also use it to order items online, the last card i bought from them the other time was a card that withdraws usd$5000 now i got an upgraded one which withdraws $14,000 daily viewers don't doubt this,it will help you a lot during this time mail the hacking firm today after reading this via their official email. blankatmdeliveryxpress@gmail.com
You won't regret it works in all the state here in USA mind you, you will be ask to pay before delivery don't be scared they operate here in USA they are reliable and trusted you get your card almost immediately after payment i must continue to share this news till alot of people will know about them make sure you try yours today and get your card to withdraw free cool cash thanks for reading.
I was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com
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I want to share my testimony on how i got the blank ATM card. I was so wrecked that my company fired me simply because i did not obliged to their terms, so they hacked into my system and phone and makes it so difficult to get any other job, i did all i could but things kept getting worse by the day that i couldn’t afford my 3 kids fees and pay my bills. I owe so many people trying to borrow money to survive because my old company couldn’t allow me get another job and they did all they could to destroy my life just for declining to be among their evil deeds. haven’t given up i kept searching for job online when i came across the testimony of a lady called Judith regarding how she got the blank ATM card. Due to my present state, i had to get in touch with Hacker called OSCAR WHITE of oscarwhitehackersworld@gmail.com and he told me the procedures and along with the terms which i agreed to abide and i was told that the Blank card will be deliver to me without any further delay and i hold on to his words and to my greatest surprise, i received an ATM card worth $4.5 million USD , All Thanks to OSCAR WHITE , if you are facing any financial problem contact him asap email address is oscarwhitehackersworld@gmail.com or whats-app +1(323)-362-2310
ReplyDeleteI was searching for loan to sort out my bills& debts, then i saw comments about Blank ATM Credit Card that can be hacked to withdraw money from any ATM machines around you . I doubted thus but decided to give it a try by contacting (smithhackingcompanyltd@gmail.com} they responded with their guidelines on how the card works. I was assured that the card can withdraw $5,000 instant per day & was credited with$50,000,000.00 so i requested for one & paid the delivery fee to obtain the card, after 24 hours later, i was shock to see the UPS agent in my resident with a parcel{card} i signed and went back inside and confirmed the card work's after the agent left. This is no doubts because i have the card & has made used of the card. This hackers are USA based hackers set out to help people with financial freedom!! Contact these email if you wants to get rich with this Via: smithhackingcompanyltd@gmail.com or WhatsApp +1(360)6370612
ReplyDeleteI have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called Mr. Oscar White, he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not fake. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $6000. This was unbelievable and the happiest day of my life with my girlfriend Laurel. So far i have being able to withdraw up to $78000 without any stress of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really change my life. If you want to contact them, Here is the email address: oscarwhitehackersworld@gmail.com or what's-app him +1(513)-299-8247
ReplyDeleteIT WORKS EVERYWHERE IN THE WORLD!! JUST LOCATE AN ATM MACHINE!!!
ReplyDeleteI’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from [Mr Okhide] & we both confirmed it really works, without no delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money .has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card don't hesitate to contact him through his email address: okhideblankatmcard@gmail.com ..
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Has anyone here heard about blank ATM card? An ATM card that allows you to withdraw cash from any Atm machine in the world. No name required, no address required and no bank account required. The Atm card is already programmed to dispense cash from any Atm machine worldwide. I heard about this Atm card online but at first i didn't pay attention to it because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee Atm card vendor. We both went to the ATM machine center and confirmed it really works, without delay i gave it a go. Ever since then I’ve been withdrawing $1,500 to $5000 daily from the blank ATM card & this card has really changed my life financially. I just bought an expensive car and am planning to get a house. For those interested in making quick money should contact them on: Email address : besthackersworld58@gmail.com or WhatsApp him on +1(323)-723-2568
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