Friday, March 31, 2017

How To Pay Meralco Bill Online (Metrobank Direct)



The Manila Electric Company, also known as Meralco (stylized in its logo as MERALCO), is the Philippines' largest distributor of electrical power. It is Metro Manila's only electric power distributor and holds the power distribution franchise for 22 cities and 89 municipalities, including the whole of the National Capital Region and the exurbs that form Mega Manila.



The Metropolitan Bank and Trust Company, commonly known as Metrobank, is the second largest bank in the Philippines. 


In this digital world, there are several ways to conveniently pay your bills, buying cellphone air time/sms load and other things, conveniently from your home, anytime, or anywhere. 




There are several other ways to pay your Meralco bills - over the internet and over the counter facilities. You can pay your Meralco bills via BDO, BPI, Metrobank and other banks via the internet using their mobile app or on a browser using your laptop, PC, tablet or phone. You can also pay your bills via ATM. Also, you want to try paying via Coins.ph app/browser. 




This particular blog post is your guide in paying your Meralco bill using a laptop or PC browser on Metrobank Direct. Please note that I am using a Google Chrome Browser. You can also use the Internet Explorer, Safari or other browsers. I also assume that you have a sufficient balance from your bank account and with Metrobank Direct account (Metrobank Online Account). 

I would like to put a note on safety precautions in paying bills online. Since you are using the internet it is always a good idea to do some security checks before doing an online financial transactions. 
  • Do not use public internet cafes PCs when doing banking online transactions. 
  • Do not connect using public wifi while logging in to bank account online. Use your mobile data connection or private wifi. 
  • When logging in, make sure your are getting the correct URL from the bank websites. You can also carefully type the address with HTTPS as internet protocol.
  • If you are using your personal PC, it is always good practice to bookmark the correct internet address of the bank. For future transactions. 
Let's begin!

1. Login to Metrobank Direct: https://personal.metrobankdirect.com/


2. After hitting the send/enter key, you will be redirected to the website's complete address, changing the address bar into to like the picture shown below. A padlock, the Metropolitan Bank and Trust Company [PH], in green text. If not, please do not continue login and call for help.


3. Fill the 'User ID:' and 'Password:' and click Login.


4. From Deposit Accounts tab > eBanking Solutions Left Panel. Click 'Pay Bills'.


5. If your bill is not yet enrolled (I will post another blog on how to enroll your bills from Metrobank Direct; with this, when paying you don't have to key in everything manually every time), you can go directly to Special Biller and choose the following:
  • Category: Utilities
  • Biller: Meralco
Fill the following:
  • Subscriber/ Account No.: <ATM/Phone Reference No from Meralco Bill>
  • Reference No.: <>
  • Phone No.: <Your contact # - Mobile # or Land Line>


You can find the ATM/Phone Reference No at the bottom left corner of your bill:


Select Account to Debit: If you more than one account in your Metrobank Direct, choose which account you want to debit your bill. In this case, I only have one registered and it is automatically chosen. I delete my account # and balance. :)

Enter Amount: Enter the amount due from your current bill. Don't use commas if your bill is more than 999.00. Remember to put ONLY exact amount shown from your bill else you will not be able to continue. 

Select Payment Type: You can pay it Immediate or Scheduled. 
  • Immediate, is when you clicked Continue and confirmed the transaction, it will automatically debited. 
  • Scheduled, is where when you would like to schedule the payment of your bill in on specified date. 
Remarks: You can put a note in anything you want. 



And you click Continue when done. 


6. Check and validate if the information is accurate and correct, click 'Confirm'.


7. You will receive your Transaction Reference No. and other information from the Transaction Acknowledgement. It is best to take a screenshot of this window as your payment reference.


8. You are done. You can now logoff from your Metrobank Direct account and will show transaction history for the session. 



If you find this helpful, please share and/or leave a comment. You have a doubt of what you are doing, you can always dial Metrobank Customer Care Desk at (632) 8700-700. They are available 24 hours, 7 days a week, whole year. 

You can also download COINSph from your android and ios devices and get 50.00 signup bonus from my link here! You can use this to buy loads, pay bills and more! 












Kester Pechardo is the creator of This Digital world. 
He is also a Licensed Financial and Investment Adviser. 
pluk.kester.pechardo@icloud.com
+63 917 374 7559


Wednesday, March 29, 2017

Paying Metrobank Card via Metrobank Direct

The Metropolitan Bank and Trust Company, commonly known as Metrobank, is the second largest bank in the Philippines.



In this digital world, there are several ways to conveniently pay your bills, buying cellphone air time/sms load and other things, conveniently from your home, anytime, or anywhere. 

There are several other ways to pay your Metrobank Card bill over the internet and over the counter facilities. You can pay your bills via CoinsPH and other banks via the internet using their online portal on a browser using your laptop or PC. 

This blog post is your guide in paying your Metrobank Card bill using a laptop or PC on a browser with Metrobank Direct. I will be using a Google Chrome Browser for the screenshots. You can also use the Internet Explorer, Safari or other desktop browsers available where you feel safe and secure. I also assume that you have a sufficient balance from your bank account and with Metrobank Direct web account (Metrobank Online Account).

I would like to put note on safety precautions in paying bills online. Since you are using the internet it is always a good idea to do some security checks before doing an online financial transactions. 

  • Do not use public internet cafes PCs when doing banking online transactions. 
  • When logging in, make sure your are getting the correct URL from the bank websites. You can also carefully type the address with HTTPS as internet protocol.
  • If you are using your personal PC, it is always good practice to bookmark the correct internet address of the bank. For future transactions. 

Let's Begin!

1. Login to Metrobank Direct: https://personal.metrobankdirect.com/


2. After hitting the send/enter key, you will be redirected to the website's complete address, changing the address bar into to like the picture shown below. A padlock, the Metropolitan Bank and Trust Company [PH], in green text. If not, please do not continue login and call for help.


3. Fill the 'User ID:' and 'Password:' and click Login.


4. From Deposit Accounts tab > eBanking Solutions Left Panel. Click 'Pay Bills'.


5. If your bill is not yet enrolled (I will post to another blog on how to enroll your bills from Metrobank Direct; with this, when paying you don't have to key in everything manually every time), you can go directly to Special Biller and choose the following:

  • Category: Credit Card
  • Biller: Metrobank MasterCard Peso

Just for illustration, I am using Metrobank MasterCard Peso, but choose which type of card you are currently paying. Here are the card biller available for Metrobank:
  • Metrobank MasterCard Dollar
  • Metrobank MasterCard Peso
  • Metrobank Visa Dual Currency Dollar
  • Metrobank Visa Dual Currency Peso
  • Mereobank Visa Peso

From the screenshot, you can also pay the following Credit Cards using your Metrobank Direct:
  • Bankkard/RCBC
  • Citibank Credit Card
  • HSBC Credit Card
  • PSBank MasterCard Peso
  • Robinsons Cebu Pacific MasterCard
  • Security Bank MC / Diners
  • Toyota MasterCard
  • Unibank Credit Card


Fill the following:
  • Subscriber/ Account No.: <Your Metrobank Card #>
  • Reference No.: <Your Metrobank Card #>
  • Phone No.: <Your contact # - Mobile # or Land Line>


Select Account to Debit: If you more than one account in your Metrobank Direct, choose which account you want to debit your bill. In this case, I only have one registered and it is automatically chosen. I delete my account # and balance. :)

Enter Amount: Enter the amount due from your current bill. Don't use commas if your bill is more than 999.00

Select Payment Type: You can pay it Immediate or Scheduled. 
  • Immediate, is when you clicked Continue and confirmed the transaction, it will automatically debited. 
  • Scheduled, I am not encouraging you to use this in paying credit card, because sometime, usually, we don't have equal monthly bills for credit cards. Sometimes, there are also financial reversals that the bank needs correct, and mostly, we have to review our credit card bills every time.  Scheduled is an option where you can schedule your bill payments. 

Remarks: You can put a note in anything you want. 



And you click Continue when done. 




6. Check and validate if the information is accurate and correct, click 'Confirm'. 


7. You will receive you Transaction Reference No. and other information from the Transaction Acknowledgement. It is better to take a screenshot of this window as your payment reference.


8. You are done. You can now logoff from your Metrobank Direct account and will show transaction history for the session. 



If you find this helpful, please share and/or leave a comment. You have a doubt of what you are doing, you can always dial Metrobank Customer Care Desk at (632) 8700-700. They are available 24 hours, 7 days a week, whole year. 

You can also download COINSph from your android and ios devices and get 50.00 signup bonus from my link here! You can use this to buy loads, pay bills and more! 












Kester Pechardo is the creator of This Digital world. 
He is also a Licensed Financial and Investment Adviser. 
pluk.kester.pechardo@icloud.com
+63 917 374 7559





Monday, March 27, 2017

Metrobank Direct: Pay your SkyCable Bill Online



Sky Cable Corporation, commonly known as Sky, is a Filipino telecommunications company based in Diliman, Quezon City. It is the country's largest cable television provider in terms of number of subscribers and the country's largest pay TV provider in terms of revenue.

The Metropolitan Bank and Trust Company, commonly known as Metrobank, is the second largest bank in the Philippines. 


In this digital world, there are several ways to conveniently pay your bills, buying cellphone air time/sms load and other things, conveniently from your home, anytime, or anywhere. 

There are several other means to pay Sky Cable bills over the internet and over the counter facilities. You can pay your Sky Cable bills via BDO, BPI, Metrobank and other banks via the internet using their online portal on a browser using your laptop or PC. You can also pay it through their mobile apps; although I have not created a blog for that yet, but I will create an entry next month. You can also pay your bills via ATM. Also, you want to try paying via Coins.ph app/browser. 

This particular blog post is your specific guide in paying your Sky Cable bill using a laptop or PC browser with Metrobank Direct. I am using a Google Chrome Browser. You can also the Internet Explorer, Safari or other browsers. I also assume that you have a sufficient balance from your bank account and with Metrobank Direct account (Metrobank Online Account). 

I would like to put note on safety precautions in paying bills online. Since you are using the internet it is always a good idea to some security checks before doing an online financial transactions. 

  1. Do not use public internet cafes PCs when doing banking transactions online. 
  2. When logging in, make sure that you are using the correct internet address with HTTPS as protocol.
  3. If you are using your personal PC, it is always go practice to bookmark the correct internet address of the bank.

Let's begin!

1. Login to Metrobank Direct: https://personal.metrobankdirect.com/


2. After hitting the send/enter key, you will be redirected to more complete address, changing address bar into to like the picture shown below. A padlock, the Metropolitan Bank and Trust Company [PH], in green text. If not, please do not continue login and call for help.



3. Fill the 'User ID:' and 'Password:' and click Login




4. From Deposit Accounts tab > eBanking Solutions Left Panel. Click 'Pay Bills'.



5. If your bill is not yet enrolled, you can go directly to Special Biller and choose the following:
  • Category: Cable and Internet
  • Biller: Sky Cable Corporation

Fill the following:
  • Subscriber/ Account No.: <Your Sky Cable Account #>
  • Reference No.: <Use your Sky Cable Account #>
  • Phone No.: <Your contact # - Mobile # or Land Line>
Select Account to Debit: If you more than one account in your Metrobank Direct, choose which account you want to debit your bill. In this case, I only have one registered and it is automatically chosen. I delete my account # and balance. :)

Enter Amount: Enter the amount due from your current bill. Don't use commas if your bill is more than 999.00

Select Payment Type: You can pay it Immediate or Scheduled. 
  • Immediate, is when you clicked Continue and confirmed the transaction, it will automatically debited. 
  • Scheduled, is you can schedule when you would like to schedule a date/time you would like Metrobank to debit the payment from your account. You can schedule your payment for the future bills if you like if you have similar amount due of your bills. Hassle free if you are doing it monthly. Instead, just schedule it per month.
Remarks: You can put a note in anything you want. 

And you click Continue when done. 




Your account number is indicated here:


6. Check and validate if the information is accurate and correct, click 'Confirm'. 


7. You will receive you Transaction Reference No. and other information from the Transaction Acknowledgement. It is better to take a screenshot of this window as your payment reference.


8. You are done. You can now logoff from your Metrobank Direct account and will show transaction history for the session. 



Please share and leave a comment if you feel that this post is helpful. Thank you. 


You can also download COINSph from your android and ios devices and get 50.00 signup bonus from my link here! You can use this to buy loads, pay bills and more! 












Kester Pechardo is the creator of This Digital world. 
He is also a Licensed Financial and Investment Adviser. 
pluk.kester.pechardo@icloud.com
+63 917 374 7559

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